01 - In a medium bowl or jar, combine the rolled oats, coconut milk, yogurt, shredded coconut, chia seeds, maple syrup, vanilla extract, and salt. Stir until all ingredients are fully incorporated.
02 - Cover the bowl or seal the jar tightly and refrigerate for a minimum of 6 to 8 hours. This resting period allows the oats to absorb the liquid and soften while the flavors develop.
03 - The following morning, stir the oats thoroughly. If the mixture is too thick, add an extra splash of coconut milk until the desired consistency is reached.
04 - Divide the oats between two bowls or jars. Top each portion with toasted coconut flakes, crushed graham crackers, and fresh banana slices or pineapple chunks if desired. Serve chilled.